Business Insurance
Protect your business premises, equipment, income and legal liability against the unique risks associated with your work activities, whether that relates to your employees, your daily operations or the space you occupy. Comprehensive business insurance combines multiple coverages including property protection for your buildings and equipment against fire, theft and natural disasters: business interruption coverage […]
Liabilities
Liability insurance policies offer crucial protection to your business by handling legal defense costs, compensation payments and damages, ensuring your business remains financially protected and legally compliant. Public Liability protects against claims from third parties (customers, visitors, or the general public) for accidents, injuries or property damage occurring on your premises or due to your […]
Professional Indemnities
Protect your self and business against claims of negligence, errors or omissions arising from the professional advice or services you provide. If a client alleges that your work caused them financial loss—whether through a mistake, missed deadline or oversight in judgment—this cover can help pay for legal defence costs, settlements or damages, safeguarding both your […]
Directors & Officers Liability
Safeguard your leadership team and board members from personal financial risks arising from management liability claims or wrongful act allegations. Our tailored policies provide essential defense against legal expenses, regulatory inquiries and settlements. Lead your organization with confidence, knowing that personal assets remain secure within today’s litigious corporate landscape.
Cyber Risk
Cyber risk insurance provides essential protection against the growing threat of digital attacks, data breaches and technology failures that can cripple modern businesses. This specialised coverage handles costs associated with data recovery, business interruption, legal liability for compromised customer information, regulatory fines and cyber extortion demands. Whether facing ransomware attacks, hacking incidents or accidental data […]
Building Committees
Building committees required by law to protect against the risks of managing shared residential properties and common areas. This comprehensive protection includes public liability for accidents in communal spaces, property coverage for shared facilities like lobbies and recreational areas, management liability for committee decisions and legal expense coverage for disputes with residents or contractors. Whether […]
Contractors’ All Risk (CAR)
CAR insurance provides comprehensive protection for construction projects, covering damage to the works under construction, temporary facilities, plant and equipment and materials on-site against perils such as fire, theft, vandalism and weather damage. This essential coverage protects contractors, project owners and subcontractors from financial losses during the construction period, handling repair or replacement costs for […]
Key Person Insurance
Key person insurance helps protect a business from the financial impact of losing a key employee due to death or certain covered events. It provides funds that can help cover lost revenue, recruit and train a replacement, repay business debts or support business continuity during a challenging transition. This type of coverage offers valuable financial […]
Group Medical Plans
Comprehensive healthcare cover for employees, including inpatient and outpatient medical expenses, specialist consultations, diagnostic tests, hospitalisation and optional benefits like maternity, dental and optical. Flexible plans can be tailored to suit businesses of all sizes, helping employers protect their workforce, enhance employee wellbeing and attract and retain valuable talent while managing healthcare costs effectively.
Marine Cargo
Protects goods in transit by sea, air, road or rail against loss or damage from perils such as theft, accidents, weather damage and natural disasters. This essential coverage applies from the moment goods leave your warehouse until they reach their final destination, ensuring you’re protected throughout the entire shipping process regardless of transportation method. Whether […]